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Quote Select car insurance guide In this section we have provided a basic guide to the different types of car insurance that are available in the UK. Note that this is only a rough guide and that cover will differ from provider to provider. Be sure to refer to your policy for details. Basic types of UK car insurance Third party - This is the lowest level of car insurance that is legally permitted in the UK. Third party will basically protect you for liability to other drivers should you be involved in an accident. Third party, fire and theft - This type of insurance offers a slightly extended version of the protection offered by third party insurance. In addition to liability the insured vehicle will also be protected against damage that might occur in incidents of fire, theft or attempted theft. Comprehensive - This is the fullest type of car insurance that you can get and is best described as an ‘all in’ type of policy. Every policy will be different but comprehensive will usually protect you for accidental damage to your own car, personal accident cover, loss or damage to personal possessions, medical expenses, windscreen damage and more. Additional extras Breakdown recovery - For a small additional fee breakdown recovery will give you assistance should you happen to break down whilst on the road. Towing, labour and alternative transport are usually included in this type of insurance. ULR - This stands for ‘uninsured loss recovery’ and will insure
you against legal fees that you might have to pay should you have the misfortune
to be involved in an accident with a vehicle that is uninsured.
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